At Family Trust, We Get It—
Your Spending Needs Change with Life.
When you join Family Trust, you're not just a member of the credit union, you are an owner. That means we put your interests first, even ahead of our own. It means we are here to help you achieve all of your financial goals. It also means we're here to make the daily ins and outs of managing your money easier and more convenient, with fewer fees and restrictions. Every day, in everything we do, your interests come first.
The Right Credit Card for Your Life.
Get the perks you want with the freedom to spend your way.
Our Lowest Interest Rate Card1
No Annual
Fees
No Balance
Transfer Fees
What makes one card better, we believe, is where you get it.
At Family Trust, we’re a non-profit credit union. Our mission is not to make money; it’s to make your financial life easier and save you money. So, we offer you credit cards with lower rates and no annual or maintenance fees.
But even more importantly, when you get a Family Trust credit card1, you also get the Family Trust team of friendly, dedicated professionals who show up to work every day to do one thing and one thing only — make your life financially better. Because here, you come first.
What Our Members Are Saying
Betty answered all my questions and made it so easy to complete my auto loan.
-Stephanie
Quick and easy process thanks to your team of professionals.
-Terrance
Always there for me and my family; we do 95% of our banking with Family Trust.
-Robert
Betty Tucker is the greatest. She made the entire loan process a "breeze".
-Terry
I was in desperate need of help. Family Trust helped me out a lot.
-Ronald
FTFCU is the best banking experience in the USA.
-Gary
Interested In Learning More?
Complete the form below and a member of the Family Trust team will reach out to discuss what checking option works best for you!
© Family Trust Federal Credit Union | Portions Copyright © Kasasa, Ltd. All rights reserved. 2025
Very quick, easy, and efficient!
-Sandra
Bank where you belong today.
Bank Where You Belong.
At Family Trust, We Understand.
Our goal is to make sure you know we are on your side and want to help you. It's that simple. You can count on us to listen to your needs, find a solution, and help you make the best financial decisions possible. Ultimately, we want you to feel good about your choice and your finances. Because here, you come first.
Add some spending flexibility to your budget and earn rewards1 with a Visa® credit card2 from Family Trust. With two options — our Traditional Visa credit card or our Platinum Awards Visa credit card — you're sure to find the right card to make your life financially better.
Traditional Visa Credit Card
Platinum Awards Visa Credit Card
Fast, Contactless
Checkout Options
No Annual
Fees
Earn 1 Point for Every Dollar Spent2
With our Traditional Visa or our Platinum Awards Visa, you'll get a competitive interest rate1 with no annual or maintenance fees. Benefits include: added card control and security along with fast, cashless and contactless checkout options utilizing Visa Secure Commerce (Visa SRC) that lets you enjoy an easy, smart and secure checkout4 experience when you make purchases online. With the added benefit of handy account management tools, as well as Perks provided by Visa® — including roadside dispatch and emergency credit card replacement5 — you can't wrong with either card you choose.
1. Eligible members can redeem points through MyRewardsTM . For complete terms and conditions, or to redeem points, visit the MyRewardsTM website or call 1-866-203-9369.
2. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Certain terms, conditions and exclusions may apply. The minimum credit limit on the Platinum Awards Visa Credit Card is $5,000 and the Traditional Visa Credit Card is $1500. Purchases may not exceed the approved credit limit. The variable Annual Percentage Rate in force on your account will be assigned when issued and disclosed in your credit card agreement. The APR will change with the market based on the Prime Rate and is subject to change without notice. For complete terms and conditions, as set forth in our Consumer Credit Card Agreement and Disclosure and our Application and Solicitation Disclosure, visit or call 803-367-4100 to speak with a Lending Consultant.
3. Must meet membership and eligibility requirements to open account.
4. To find out more about Visa Checkout, transitioning to Visa Secure Remote Commerce (SRC), visit https://usa.visa.com/pay-with-visa/checkout.html. The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.
5. For complete details, terms and conditions, visit https://usa.visa.com/en_us/visa-offers-and-perks/?category=97.
225 W. White St., Rock Hill, SC 29730
Mailing address: Family Trust Center, P.O. Box 10233, Rock Hill, SC 29731
Federally Insured by NCUA.